BOQ Low Rate Visa Card

Access up to 60% of your available credit with a Cash Instalment Plan of 7.99% p.a. for 36 months.

This is not a balance transfer offer. There is no promotional rate for balance transfers for this offer.

Eligibility Requirements

  • Australian Permanent Resident
  • Minimum 18 years of age
  • Minimum yearly income of $35,000 for Platinum applicants and $25,000 for Blue and Low Rate applicants.
  • Minimum Credit Limit.
      − Platinum $6,000
      − Blue $2,000
      − Low Rate $2,000
  • Maximum Credit Limit.
      − Platinum $100,000
      − Blue $50,000
      − Low Rate $30,000
    Based on information you have provided and our credit assessment, your assigned credit limit may be lower than the amount you have requested.
  • Good credit rating

    A credit check is performed each time you apply for a credit card. Credit reporting bodies make a record of these enquiries and this information may be used and disclosed for the purposes of assessing your credit worthiness, including your credit score and credit rating. For example, making multiple credit applications over a short period of time could have a negative effect on your credit score, as this may reduce your chances of approval.

BOQ Low Rate Visa Card

Access up to 60% of your available credit with a Cash Instalment Plan of 7.99% p.a. for 36 months.

This is not a balance transfer offer. There is no promotional rate for balance transfers for this offer.


Eligibility Requirements


• Australian Permanent Resident

• Minimum 18 years of age

• Minimum yearly income of $35,000 for Platinum applicants and $25,000 for Blue and Low Rate applicants.

• Minimum Credit Limit
  − Platinum $6,000
  − Blue $2,000
  − Low Rate $2,000

• Maximum Credit Limit.
  − Platinum $100,000
  − Blue $50,000
  − Low Rate $30,000
Based on information you have provided and our credit assessment, your assigned credit limit may be lower than the amount you have requested.

• Good credit rating

A credit check is performed each time you apply for a credit card. Credit reporting bodies make a record of these enquiries and this information may be used and disclosed for the purposes of assessing your credit worthiness, including your credit score and credit rating. For example, making multiple credit applications over a short period of time could have a negative effect on your credit score, as this may reduce your chances of approval.