Get a low 2.9% p.a. for 9 months on balance transfers

  • 2.9% p.a. for 9 months on balances you transfer1

    Save with a low introductory rate of 2.9% p.a. for nine months on balances transferred, after the nine month introductory period the rate will revert to the cash advance rate1

  • 50% off the Annual Fee for the life of the card, only $992

  • Platinum Personalised Rewards and Q Rewards® program with 2 points per $1 spent3

  • International travel insurance4

    For everything from medical expenses to lost luggage

  • Higher levels of Purchase Cover Insurance4

    On most new items you're covered against loss, theft or damage for three months

  • Priority 24-hour customer service on dedicated Platinum card enquiries line

  • $1,000 daily cash advance limit through ATMs

  • Up to 55 days interest free on purchases5

 

SAVINGS COMPARISON

Estimated savings assume minimum payment is made by payment due date each month with no other transactions during the 9 month period and the entire balance is paid at the expiration of the promotional period. Excludes annual fees and other charges. This rate, balance, interest and potential savings calculations in the table above are examples only. Your personal circumstances may differ. It does not include interest accrued at the standard interest rate.

 

You will need the following information Approval Criteria
  • Your Drivers Licence number, if you have one.
  • Your employer's address and switch telephone number (as listed in the White Pages).
  • If self-employed, your accountant's name, company name and phone number.
  • Details of the accounts you would like to transfer balances from.
  • Are at least 18 years of age.
  • Have a good credit rating.
  • Earn a taxable income of $35,000 per year or more.
  • Are a permanent Australian resident.

 

APPLY NOW

 

Fees and charges apply. Terms and conditions apply and are available upon request. Application subject to Citigroup credit assessment criteria.

1. The 2.9%p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for cash advances, currently 21.74%p.a. for Platinum. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 18 June 2012. This offer ends 30/09/2012. Existing BOQ and Citigroup credit cardholders are not eligible to apply for this introductory offer.

2. To be eligible for the half price annual fee on the BOQ Platinum Visa card, you must apply for and activate your BOQ Platinum Visa card before 30/09/2012. Subject to your acceptance, you will be billed a half price Annual Primary Cardholder Fee (currently $99) for the life of the card.

3. Q Rewards® are subject to the Bank of Queensland Q Rewards® Terms and Conditions. Q Rewards® Points are not earned on cash advances. Q Rewards® Points never expire while the card remains open and in good standing.

4. Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.boq.com.au. An excess applies to Purchase Cover Insurance.

5. Interest charges will not be payable on retail purchases, fees, charges and expenses if you pay the closing balance in full on, or before the payment due date of every statement. Cash advances are not eligible for the interest free period.

Citigroup Pty Ltd ABN 88 004 325 080, AFSL 238098, Australian credit licence 238098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.