Q Rewards
®
Points are earned,allocated, redeemed, forfeited or cancelled by eligible cardholders in accordance with the Q Rewards
®
Terms andConditions. If you need acopy,visitqrewards.com.au or call 1300 206 349.Merchandise items are available to redeem from
1 October 2014 until 31December 2014 or until stock runs out.Details of points required to redeem rewardsare subject to change without
notification.We may at any time and in our discretion without notice withdraw, limit,modify,cancel or increase the numberofReward Points
required to redeem a particular reward.Delivery charges (freight) are included in all reward points for products.Points + payamounts will be
charged to the Primary Cardholder’s credit card.Please allow up to 28 days for delivery.
*Savings of RRP:
Prices are valued as at 26 September 2014and discounts are off that value.
1.Redeem towin promotion:
Competition opens 12.00a.m.AEST on 1 October 2014 and closes 11.59p.mAEST on 1 December2014.
There will be 2 winners.Total prize pool value is $1,500.Prize pool consists of a major prize of a Myer Gift Card valued at $1,000,and minor
prize of a Myer Gift Card valued at $500.Entry is open toAustralian permanent residents 18 years or older who hold a BOQ Rewards Credit
Card billed to anAustralian address whose account,at the timeofdrawing, is current and not in arrears (i.e. the minimum monthly payment
not having been paid for aperiod greater than 30days),are a participating member of the Bank of QueenslandRewards (QRewards)
program and use their BOQ Credit Card rewards points to redeem any denominationMyerGift Card.This does not include merchandise,
non-Myer gift cards orcinema tickets. (“Entry”) Multiple Entriesare permitted.Eligible Entrants will receive one Entry into the draw for each
valid Entry submitted during the Promotion Period.All prizes will be drawn at 1p.m.AEST on 8 December 2014 at Pinpoint of 34James
Craig Road,Rozelle NSW.The winners will be notified by registered mail and winner’s names will bepublished in the Public Notices section
ofTheAustralian Newspaper on 22 December 2014.Full terms and conditions and rules of entry are available from any Bank of Queensland
branch,or,please visit qrewards.com.au/redeemtowin.
Permits: NSW: LTPS/14/06767,ACT:TP 14/02956. Bank of Queensland Limited ABN 32 009 656 740, BOQ Centre 259 Queen
Street, Brisbane QLD 4000.
2.Take FlightTravel Service
is operated by PinpointTravel Group Pty Ltd.ABN 70 003 745 999.Travel booked via the call centre must
be paid in full using the cardholder’s BOQ Rewards Credit Card,with a cashback processed to the value of points redeemed.Cashback
on cardholder’s account may take up to 14 days.Redemption via theTake Flight call centre isavailable only to cardholders enrolled in the
BOQ Q Rewards
®
Program and is not available tocardholders who enrol inairline frequent flyer direct earn rewards programs.All offers are
subject to availability and change without notice.Offers may vary according to itinerary options,currency fluctuations and taxes at the time of
booking.All offers are based on certain travel dates,other dates available,prices may vary.Prices are correct as at 15 September 2014 but
are subject to changeatany time without notice.Flight restrictions,cancellations, reissue fees apply.Package subject to availability at time of
booking,seasonal surcharges and blackout dates mayapply.
3.VirginAustralia Lounge Pass:
Cardholders must purchase a domestic flight withVirginAustralia through theTake FlightTravel Service in
order to be eligible to receivea complimentaryVirginAustralia Lounge Pass.Maximum one loungepass willbe issued per booking (booking
is defined by transaction, i.e.a booking for two passengers will be awarded oneVirginAustralia lounge pass) and is valid for two people.
VirginAustralia Lounge Pass is a single entry pass valued at $65.Lounge passes are valid for six months fromdate of issue.VirginAustralia
domestic flight bookingsmust be made between 1 October to30 November 2014 in order to qualify.VirginAustralia Lounge Pass will be
issued within 14 business days of booking and will be sentby mail.VirginAustralia Lounge Pass is subject to the terms and conditions of
theVirginAustralia Lounge Rules.
4.Sheraton DenarauVillas:
Prices shown are per family based on two adults and two children under 12 years of age.Travel based on
1 November to 26 December 2014 and4January to 31 March 2015.Minimum four consecutive night stay required for offer to apply.
Bonus inclusions are limited toone time per stayper room.All travel must be completed within travel dates listed.Flight details must be
advised at time of booking in order for transfers to be included.Return seat in coach transfersare from Nadi airport to resort.Not combinable
withany otheroffer.Subject to availability at time of booking.Children ages for tour basedon 4 to 15 years.Kids 4 to 12 years receive
complimentary daily useof Kids Club.Savings shown are per family basedon complimentary airport transfers,complimentary kidson cruise
and exclusive reduced rateson accommodation.Valid for sale to 31 January 2015.
5.TheWestinResort Nusa Dua:
Prices shown are per family based on two adults and two children under 12 yearsofage.Travel is based
on 1 November to 25 December 2014 and 11 January to 31March 2015.Minimum seven consecutivenight stay required for offer to
apply.Bonus inclusions are limited to one time per stay per room.All travel must be completed within travel dates listed.Flight details must
be advised at time of booking in order for transfers to be included.Not combinable with any other offer.Subject to availability at time of
booking.Return private transfers are fromDenpasarairport to hotel.Tour operated byTropical ExperienceTours Bali.Complimentary access
toWestin Kids Club is for all children 4 to 12 years of age.Savings shown are per family based on complimentary night,complimentary tour,
complimentary private transfers,and exclusive reduced rates on accommodation.Valid for sale to31 January 2015.
6.NovotelNathan Road Kowloon:
Prices shown are per person, twin share,based on travel 1 November 2014 to 31 March 2015.
Minimum four consecutive night stay required foroffer to apply.Maximum two persons per booking permitted.Bonus inclusions are limited
to one time per stay per room.All travel must be completed within travel dates listed.Flight details must be advised at timeof booking
in order for transfers to be included.Not combinable with any other offer.Subject to availability at time of booking.Return seat in coach
transfers are from HongKong airport to hotel.Tour operated by PCTours andTravel.Savings shown are per couple based on complimentary
return transfers and exclusive reduced rates on accommodation.Valid for sale to 31 January 2015.
Citigroup Pty LimitedABN 88 004 325 080,AFSL No.238098,Australian credit licence 238098 (Citigroup) is thecredit providerand issuer
of BOQ CreditCards (Credit Cards).
Bank of Queensland LimitedABN 32 009 656 740 (BOQ) distributes the Credit Cards underan agreement with Citigroup.BOQ does not
and will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the CreditCards.
The words“we”,“us”or“our”will generally read as a reference to Citigroup,but if the context requires these words to refer to BOQ, they
will refer to BOQundertaking relevant actions or making relevant decisions foror onbehalfofCitigroup.The material in thisbrochure has
been prepared without taking account of your objectives,financial situation or needs.You should consider the appropriatenessof any
advice before acting on it.You should obtain and consider the relevant terms and conditions,Financial Services Guide and Guide to Fees
and Charges for the product before making any decision about whether to acquire or continue tohold it.You can obtain a copy of those
documents fromany BOQ branch.
Important information
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